Trusted Local Pro
Licensed. Insured. Checked.
MI Home Hub
What it means
MI Home Hub is a Mid-Michigan directory of local home-service pros. Most listings are free Community listings we have not checked; the ones marked Trusted Local Pro passed the check below. We cover Midland, Bay, Saginaw, Isabella, Gratiot, Clare and Gladwin counties.
What we check
The badge means something because of this list.
- Licensed and insured
- Two years in business
- 4.2 or better, with at least 15 reviews
- Working inside the seven counties
That is the whole list. We check it ourselves before the badge goes live.
“Licensed. Insured. Checked.”
- Licensed
- We have the business’s license number on file and confirmed it. Some trades do not need a license; for those we record why, and the credential leaves out “Licensed”. It never says “Licensed” without a license number behind it.
- Insured
- We have seen a certificate of insurance and recorded when the policy expires. A few kinds of business don’t carry liability insurance for their work; for those we record why, and the credential leaves out “Insured”. It never says “Insured” without a certificate behind it.
- Checked
- A person at MI Home Hub checked all of the above, plus years in business, the Google rating and review count, and that the business works inside the seven counties — and wrote down what they checked and the date.
How we keep it honest
- Every Trusted Local Pro has its own credential page. The badge on a pro’s website links to it, and it says what we checked and the date we last confirmed it.
- Not everybody clears it the first time. If we make an exception — only ever for years in business or the number of reviews, never for the rating, the license, insurance or the service area — we say so on that business’s credential page, with the reason.
- If the insurance policy we had on file expires, or the yearly re-check comes due and has not been done, the credential page stops saying Trusted Local Pro and says when it was last confirmed instead.
A credential states what MI Home Hub checked and when. It is not a guarantee of work quality, and a license or policy can change after the date we checked it. Ask for a current certificate of insurance before work starts.